Is it legal to repair my credit this way?

Absolutely, credit repair works BECAUSE of the law. The Fair Credit Reporting Act gives you the right to dispute any item on your credit report. This is the basis of all credit repair.

What separates Credit-Aid Credit Repair from the competition?

First and foremost, our people. We are really nice and we truly want to help you. Secondly, Credit-Aid is updated frequently to reflect the current laws. It's written by attorneys who are experts in credit law. It's also very easy to use, as it guides you the entire way with a video tutorial that gets you started in minutes. This software takes you step-by-step through a point and click method that automates all of the output that is going to the credit agencies. You do not need to know legalese or not even an address because the software takes care of it for you.

How long does Credit Repair take if I Fix or Repair My Credit Myself?

The credit bureaus 30 days to respond to your dispute, so you will start seeing results in one month, particularly if there are many items your are removing. If you are trying to buy a house and are in a hurry, the software teaches you additional and faster strategies as well.

Do you offer Technical Support with Credit-Aid Software?

We want you to have results and even though the software makes things easy we do offer unlimited e-mail support for the first 30 days. We also have a very well organized help section online where you can find answers to your questions instantly.

How can Credit Repair actually work?

The three credit bureaus; Equifax, Experian and Trans-Union are required to respond to inquiries from you that certain items are erroneous or wrong or even that you don't remember them. If they fail to respond within a reasonable amount of time (usually 30 days) , the information is removed by default.

Does having a better Credit Score really save me money?

The impact of a good credit score is enormous. If your score went from 620 to 720 and you were carrying the average amount of American debt, you could easily save $400 a month because of the difference in interest rates on your mortgage, credit cards, auto loans, personal loans, vacation loans, and more. Improving your credit can save you hundreds of thousands of dollars over the life of a mortgage. Improving your credit score is one of the most responsible things you can do to take control of your financial health.

Why do I need this Credit Repair software and why not do it myself?

The software takes you through step by step to prevent you from making mistakes. Though you could do much of the work yourself, you will probably make mistakes and these mistakes are very hard to undo once they occur. The software will also save you a tremendous amount of time by creating all the credit dispute letters for you. There is only a one time fee for the software and considering the positive returns you will gain and the comfort and security that it provides you with, it is a no-brainer

What kind of items can be removed from my credit report?

Bankruptcies, late payments, judgments, and absolutely anything else that appears on a credit report. Credit-Aid puts the odds for good results firmly on your side. While we cannot guarantee that a bankrutcy or judgement can be erased from your report (if it is accurate), we can guarantee that nearly all credit reports can be improved, even with a bankrutcy or judgement.

Does it remove negative credit Items that are accurate?

Most credit reports contain errors. These errors lower your score. Credit reports where all the data is accurate are rare. This explains why when you order your credit reports, all three reports always have different data! You can dispute items based on trivial inconsistencies. If it shows you were 120 days late on an item but you are still on the current month at 115 days, then the credit bureaus will have to validate it or remove it.

What are the additional costs I will incur?

There are no additional fees for the software. The only additional cost you will encur may come in the form of photocopying, stamps and envelopes, paper, and those sorts of things. Most people spend less than $10 additionally after buying the software.

How can I get started?

After downloading and installing Credit-Aid, watch the 5 minute video tutor and then simply click on the 3-Step Credit Wizard button and you will be walked through the entire process. It really is that easy.