Daniel Rosen (a.k.a. "The Credit Doctor") is a consumer advocate and author of the America’s most popular credit repair software, “Credit-Aid Software.” Rosen has appeared on “The Tonight Show,” “Late Show” and “Good Morning America.” He encourages consumers to fight for their rights and to use the credit reporting system to their benefit.
So what does a person do if they have bad credit? "Hiring a credit repair business can be quite expensive," says Rosen, "and few consumers realize they have the power to achieve the same results themselves."
Rosen is teaching people how to work the system and repair their own credit -- and he’s doing it for free. Rosen has a free eBook called "Boost your FICO Score in 7 Easy Steps" that you can download for free at www.credit-aid.com.
"Many people never check their credit scores. That’s like driving with your eyes closed. Your credit score affects not only whether you qualify for a loan and what rate you'll be charged, but also whether you'll be able to rent an apartment or get a job--employers can legally refuse to hire you based on a low credit score!"
"The good news is that most people can improve their credit. It’s not rocket science. You just have to know the rules -- and how to bend them in your favor. The process is time consuming; which is where credit repair software can help. Software saves you hundreds of hours by generating credit dispute letters written by attorneys and guiding you the whole way."
Rosen is a software developer and credit expert who has been in the computer industry since 1986. He has twice been a featured speaker at the “PC Magazine Awards for Excellence” at Comdex.
Rosen was tired of being bullied by creditors and wanted to take back control. "I tried to refinance my house, but my mortgage company reported incorrect information to the credit bureaus. Their inaccuracies caused a domino effect on my credit that took months to repair. The whole time I kept thinking that someone should automate this process."
"I began to put all of my time into developing Credit-Aid Software. I brought in additional programmers, and now, 10 years later, I am very proud of what we have accomplished. This is something that really helps people."
"Credit-Aid Software takes a task that's generally overwhelming, stressful and confusing and makes it simple, easy and fun. Within minutes a user can obtain free credit reports, generate credit dispute letters and quickly be on their way to repairing their credit."
Credit-Aid has been seen on CNN, A&E and HGTV and has received over 100 “5-Star” Ratings and “Editor’s Choice” awards. View video at: http://www.youtube.com/watch?v=sIbi0SQQS5c .
Credit-Aid Software retails for $29.95 at http://www.credit-aid.com. The free ebook and a free software demo are also available.